My Career

Career History

103.1 Unilag FM.

Fourth Estate of the Realm – Panel Member (2019 – present)

Discussions on current affairs and Nigeria’s political economy


Babs Gbenro & Company Ltd. Lagos.

(August 2015 – Present)

Self Employed / PMS Haulage – petroleum products


Washington State Government. Employment Security Department. Olympia.

• Tax Specialist. Unemployment Insurance. Status/UIRX. (July 2008 – February 2015)

• Determined Business Employer UI tax liability under Employment Security Act/Title 50
• Managed liability determination for District Tax Offices, including Seattle and Vancouver (over 11,800 registered businesses, FY 2013)
• Determined UI business successor employer tax rate for recalculation
• Interpreted and apply RCW & WAC for business owners and employees
• Gave Unit presentations on GMAP (Govt. Management Accountability and Performance)

DSHS (Department of Social and Health Services)

Lacey Financial Analyst. Office of Accounting Services. (June 2006 – July 2008 )

Responsible for monthly financial data reports on Local Revenue, Expenditures & Program Appropriations Processed weekly Federal Revenue Accrual, and prepared program quarterly binder summary


Project Accountant DSHS

Office of Financial Recovery. (September 2005 – June 2006)

Performed Accounting reconciliation of pharmaceutical drug rebate firms in CARS acuity (A/R) Ensured compliance with Federal Medicaid Drug Rebate Program, and DSHS fiscal procedures



H & R Block Tax Associate / L & S Financial (Mortgage Brokers).

(Feb 2004 - August 2005 )

• Prepared business and individual tax return during seasons
• Processed debt consolidations with home equity funding, and refinanced homeowner mortgages



Babs Gbenro & Company Ltd. Lagos.

(Feb 2002 – December 2003 )

• Managed 10 employees of family transportation fleet (PMS haulage / petroleum products)




Bank of America, NA. Seattle, Washington.

Commercial Bank Portfolio and Industry Report Analyst. (March 2001 – Dec 2001 )

Conducted monthly Risk Rating (RR) assessment of 17 industry sectors with overall exposure at $12.5B (as of 4Q01)
Utilized query and pivot table as analytical tools. Document adjustments accordingly.
Monitored classified portfolios for trends. Produced ad-hoc reports


Community Reinvestment Act Analyst. (CRA) Commercial Loan Center.

Sept 1999 -Feb 2001


• Conducted performance analysis of loan codes & credit approval (CAD)
• Reviewed compliance w/internal control - small business & farm crediting (under $500,000) • Achieved National Performance Standard Award – new loans reviewed in Q4/2000


Collateral Specialist. Consumer Loan Center.

(Dec 1998 – August 1999)

• Liaised with service firms to resolve issues of encumbrances prior to funding
• Reviewed exhibit of home equity loans – title deeds, flood and appraisal reports
• Ensured underwriting guidelines and credit requirements were satisfied
• Strong knowledge of Fair Lending Act, HMDA regulations and Truth in Lending (TIL)


Lead Associate. Consumer Loan Center.

August 1996 – December 1998

• Reviewed loan applications (ACAPS) for incomplete packages
• Operated Loan Center Response Hot Line/Hot box (435 branches – 5 states)


Oceanic Bank International (Nig.) PLC. (Ecobank) Lagos.

Deputy Manager. Consumer Banking Group. (Sept 1990 – July 1996)

• Responsible for credit Management and Performance of the Unit
• Managed credit risks and maintain profitable client relationship
• Interfaced with Loan Workout & Service company on loan recovery efforts
• Supervised Six (6) staff associates


American Embassy (Foreign Commercial Service) Lagos.

Commercial Specialist. (August 1986 – July 1990)

• Prepared industry sector analysis for trade and investment initiatives in Nigeria
• Recruited for & managed Nigeria’s Telecomm Industry Trade Missions to US, 1987-1990
• Inaugurated Nigeria’s Computer Telecoms & Office Equipment (CTO) exhibitions in 1998
• Conducted market research in promotion of U.S. private sector business interests


NYSC – Citibank (NIB). National Service -
1985-86

Minnesota State Government Auditor’s Office.

Minneapolis City Hall. Internship. (June 1978.)

Participated in audit of local school districts and State Investment Portfolio Account.

Office of Financial Management / Certifications

• Institute of Internal Auditors, Certificate
• IIA Fraud Workshops
• Citibank Bourse Program
◦ Accounting for Federal Grants
◦ Designing Chart of Accounts
◦ Federal Grant Administration
◦ GAAP in Washington State
◦ Financial Toolbox
◦ Selecting AFRS Transaction Codes
◦ Enterprise Reporting Systems (ER)
◦ Certified - Commercial Information Mgmt. Systems/Dept. of Commerce .